Minimize The Risk of Owning a Small or Medium Business

As the US economy continues to restructure itself,from you, the first step is to break your business
many skilled, middle management people are findingoperation down into each operational element such as
themselves looking for new employment in jobs thatoffice management, shop management, design and
have faded out of existence forever. Hardest hit is theengineering, sales and marketing, customer service,
so-called baby boomer generation, the age group thatand human resources. Identify a few key metrics from
is 50-65 years old, educated, mature, and highly skilled.each of these areas that are critical to your
During the first part of 2008, various parts of Michiganorganization's success. For example, it's one thing to
in particular were struggling with unemployment levelsactually sell your products and services and generate
reaching 9.5%. However, small business startups in thethe 'appearance' of revenue, but its an entirely different
state during the previous year jumped 17%. Somematter to ensure you are actually getting paid by your
people in this 'outplaced' category were fortunateclients and putting money into your checking account.
enough to receive a significant severance paymentOnce you've identified those key metrics for success,
and it's occurring to them, that the only way they mayset up a system to track those numbers frequently,
find new employment, is if they 'buy' themselves a jobaccurately and easily.
- start a business based on a skill they might have.The second step is to take a comprehensive
However, people who are highly skilled at designing aapproach to managing or being aware of every
world class fuel injection system or even the nextaspect of your business operations. It's highly unlikely
generation of 'widgets', typically don't have thethat your personal skill set qualifies you to tightly control
comprehensive skills needed to start and/or run aevery aspect of your business operation. So, actively
business. So how does a potential entrepreneurcompensate for those weaker areas by bringing in
overcome that lack of inexperience, and minimize risk?qualified people who do have those skills. Monitor those
Perhaps the single biggest factor for minimizing youroperational components more tightly by increasing the
risk of being in business is ensuring the flow offlow of relevant information that you are personally
relevant, accurate information from every corner ofreviewing.
your enterprise back to you. As a business owner, youFinally, once you know how every component of your
need to decide, in a bottom-line sort of way, 'What do Ienterprise is performing, and you've compensated for
need to know about?' and 'Why is it important to me?'the strengths and weaknesses you've identified in your
Finally, you need to comprehend, 'Here's what I need tobusiness, the next natural questions you want to ask
do about it.' This is actually a common dilemma;are, 'what are my competitor's doing?' 'What are their
Fortune 500 companies find themselves drowning inweaknesses?' And, perhaps most importantly, 'How do
oceans of information, to the extent that much of itI leverage that knowledge to help me achieve a
becomes useless, overlooked, and certainlycompetitive advantage?' Place yourself into situations
underutilized. Entrepreneurs, on the other hand, arewhere you can have 'your ear to the ground' such as
making critical life changing decisions on a daily basis,networking groups, chambers of commerce. Industry
and typically suffer from an absence of any relevantassociations are great resources for competitive
information.information. Also, search the internet for tools that can
Regardless of whether you're CEO of a one horseprovide business analysis and business performance
ranch, or you have an entire org chart descendingdata both for you and for your competition.